/* =========================================================
   CSS ПЕРЕМЕННЫЕ
   ========================================================= */
:root {
  --color-primary:      #1B4332;
  --color-accent:       #2D6A4F;
  --color-accent-hover: #40916C;
  --color-bg:           #F8F9FA;
  --color-white:        #FFFFFF;
  --color-text:         #1A1A2E;
  --color-text-light:   #6B7280;
  --color-dark-card:    #1B4332;
}

/* =========================================================
   СБРОС И BASE
   ========================================================= */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
}

ul {
  list-style: none;
}

a {
  text-decoration: none;
  color: inherit;
}

button {
  font-family: inherit;
  cursor: pointer;
}

img {
  max-width: 100%;
  display: block;
}

/* =========================================================
   КОНТЕЙНЕР
   ========================================================= */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

/* =========================================================
   КНОПКИ
   ========================================================= */
.btn {
  display: inline-block;
  padding: 12px 24px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  border: none;
  transition: background-color 0.2s ease, transform 0.2s ease;
}

.btn--lg {
  padding: 16px 32px;
  font-size: 16px;
}

.btn--accent {
  background-color: var(--color-accent);
  color: var(--color-white);
}

.btn--accent:hover {
  background-color: var(--color-accent-hover);
}

.btn--white {
  background-color: var(--color-white);
  color: var(--color-primary);
}

.btn--white:hover {
  background-color: #f0f0f0;
}

/* =========================================================
   ТИПОГРАФИКА — СЕКЦИОННЫЕ ЗАГОЛОВКИ
   ========================================================= */
.section-tag {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: 12px;
}

.section-header {
  text-align: center;
  margin-bottom: 48px;
}

.section-title {
  font-size: 36px;
  font-weight: 800;
  color: var(--color-text);
  line-height: 1.2;
  margin-bottom: 12px;
}

.section-subtitle {
  font-size: 16px;
  color: var(--color-text-light);
  max-width: 560px;
  margin: 0 auto;
}

/* =========================================================
   НАВБАР
   ========================================================= */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 900;
  background: var(--color-white);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
}

.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 16px;
}

.navbar__logo {
  font-size: 22px;
  font-weight: 800;
  color: var(--color-primary);
  letter-spacing: -0.02em;
  cursor: pointer;
  flex-shrink: 0;
}

.navbar__menu {
  display: flex;
  align-items: center;
  gap: 4px;
  flex: 1;
  justify-content: center;
}

.navbar__nav-link {
  font-size: 14px;
  font-weight: 500;
  color: var(--color-text-light);
  padding: 6px 12px;
  border-radius: 6px;
  transition: color 0.2s ease, background-color 0.2s ease;
  white-space: nowrap;
}

.navbar__nav-link:hover {
  color: var(--color-primary);
  background-color: rgba(27, 67, 50, 0.06);
}

/* Мобильное меню */
.navbar__mobile-menu {
  display: none;
  flex-direction: column;
  background: var(--color-white);
  border-top: 1px solid #E5E7EB;
  padding: 12px 20px;
  position: fixed;
  top: 68px;
  left: 0;
  right: 0;
  z-index: 899;
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
}

.navbar__mobile-menu.open {
  display: flex;
}

.navbar__mobile-link {
  font-size: 16px;
  font-weight: 500;
  color: var(--color-text);
  padding: 12px 0;
  border-bottom: 1px solid #F3F4F6;
  transition: color 0.2s;
}

.navbar__mobile-link:last-child {
  border-bottom: none;
}

.navbar__mobile-link:hover {
  color: var(--color-primary);
}

.navbar__cta {
  padding: 10px 22px;
  font-size: 15px;
  flex-shrink: 0;
}

.navbar__burger {
  display: none;
  background: none;
  border: none;
  font-size: 24px;
  color: var(--color-text);
  cursor: pointer;
  padding: 4px;
  flex-shrink: 0;
}

/* =========================================================
   HERO
   ========================================================= */
.hero {
  background: var(--color-bg);
  padding: 68px 0 80px; /* 68px = navbar height, no extra gap */
}

.hero__inner {
  display: grid;
  grid-template-columns: 55% 45%;
  gap: 48px;
  align-items: center;
}

.hero__left {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero__title {
  font-size: 48px;
  font-weight: 800;
  color: var(--color-text);
  line-height: 1.15;
  letter-spacing: -0.02em;
}

.hero__desc {
  font-size: 18px;
  color: var(--color-text-light);
  line-height: 1.7;
  max-width: 520px;
}

/* Правый блок HERO */
.hero__right {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero__image {
  aspect-ratio: 16 / 9;
  width: 100%;
  height: auto;
  display: block;
  border-radius: 12px;
  object-fit: cover;
}

.hero__card {
  background: var(--color-primary);
  border-radius: 12px;
  padding: 32px;
  color: var(--color-white);
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.hero__checklist {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.hero__checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  line-height: 1.5;
}

.hero__check {
  flex-shrink: 0;
  font-size: 17px;
  font-weight: 700;
  color: #52b788;
  margin-top: 1px;
}

/* =========================================================
   ПОЛОСКА ДОВЕРИЯ
   ========================================================= */
.trust-strip {
  background: var(--color-primary);
  padding: 32px 0;
}

.trust-strip__grid {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
}

.trust-strip__item {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  text-align: center;
}

.trust-strip__divider {
  width: 1px;
  height: 48px;
  background: rgba(255, 255, 255, 0.2);
  flex-shrink: 0;
}

.trust-strip__big {
  font-size: 36px;
  font-weight: 800;
  color: var(--color-white);
  line-height: 1;
  letter-spacing: -0.02em;
}

.trust-strip__small {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.3;
}

/* =========================================================
   СЕТКА КАРТОЧЕК
   ========================================================= */
.cards-grid {
  display: grid;
  gap: 24px;
}

.cards-grid--3 {
  grid-template-columns: repeat(3, 1fr);
}

/* =========================================================
   КАРТОЧКИ — ОБЩЕЕ
   ========================================================= */
.card {
  border-radius: 8px;
  padding: 28px;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  position: relative;
  overflow: hidden;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
}

.card__emoji {
  font-size: 32px;
  margin-bottom: 16px;
  line-height: 1;
}

.card__title {
  font-size: 18px;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 10px;
  line-height: 1.3;
}

.card__title--white {
  color: var(--color-white);
}

.card__text {
  font-size: 14px;
  color: var(--color-text-light);
  line-height: 1.6;
}

/* Светлая карточка */
.card--light {
  background: var(--color-white);
}

/* Тёмная карточка */
.card--dark {
  background: var(--color-dark-card);
  color: var(--color-white);
}

.card--dark .card__text {
  color: rgba(255, 255, 255, 0.75);
}

/* Список запретов */
.card__deny-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 4px;
}

.card__deny-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.4;
}

.card__deny-x {
  flex-shrink: 0;
  color: rgba(255, 255, 255, 0.6);
  font-size: 16px;
  font-weight: 700;
  margin-top: 0px;
}

/* =========================================================
   КАРТОЧКИ — ШАГИ
   ========================================================= */
.card--step {
  background: var(--color-white);
}

.card__step-num {
  position: absolute;
  top: 16px;
  left: 20px;
  font-size: 56px;
  font-weight: 800;
  color: #1a5c3a;
  opacity: 0.22;
  line-height: 1;
  pointer-events: none;
  user-select: none;
}

.card--step .card__title {
  margin-top: 48px;
}

/* =========================================================
   СЕКЦИЯ ДЛЯ КОГО
   ========================================================= */
.for-whom {
  background: var(--color-bg);
  padding: 80px 0;
}

/* =========================================================
   СЕКЦИЯ КАК МЫ РАБОТАЕМ
   ========================================================= */
.how-it-works {
  background: var(--color-white);
  padding: 80px 0;
}

/* =========================================================
   СЕКЦИЯ УСЛОВИЯ
   ========================================================= */
.conditions {
  background: var(--color-bg);
  padding: 80px 0;
}

.card--condition {
  text-align: left;
}

.card__condition-big {
  font-size: 24px;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 10px;
  line-height: 1.2;
}

/* =========================================================
   СЕКЦИЯ ПОЧЕМУ МЫ
   ========================================================= */
.why-us {
  background: var(--color-white);
  padding: 80px 0;
}

/* =========================================================
   CTA БЛОК
   ========================================================= */
.cta-block {
  background: var(--color-primary);
  background-image: url('/city.jpg');
  background-size: cover;
  background-position: center;
  background-blend-mode: multiply;
  padding: 80px 0;
  position: relative;
}

.cta-block::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(27, 67, 50, 0.65);
  pointer-events: none;
}

.cta-block__inner {
  position: relative;
  z-index: 1;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 24px;
}

.cta-block__title {
  font-size: 40px;
  font-weight: 800;
  color: var(--color-white);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.cta-block__desc {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.85);
  max-width: 540px;
  line-height: 1.7;
}

/* =========================================================
   ФУТЕР
   ========================================================= */
.footer {
  background: #1a3c2a;
  padding: 40px 0;
}

.footer__top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
}

.footer__contacts {
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: center;
}

.footer__contact {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.75);
  transition: color 0.2s;
}

a.footer__contact:hover {
  color: var(--color-white);
}

.footer__brand {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.footer__logo {
  font-size: 18px;
  font-weight: 700;
  color: var(--color-white);
}

.footer__tagline {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.5);
}

.footer__links {
  text-align: right;
}

.footer__link {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.5);
  transition: color 0.2s ease;
}

.footer__link:hover {
  color: rgba(255, 255, 255, 0.85);
}

.footer__divider {
  border: none;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  margin: 28px 0 20px;
}

.footer__bottom {
  text-align: center;
}

.footer__legal {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.4);
  line-height: 1.6;
}

/* =========================================================
   МОДАЛ
   ========================================================= */
#quiz-modal {
  display: none;
}

.quiz-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.6);
  z-index: 1000;
}

.quiz-container {
  position: fixed;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  z-index: 1001;
  background: var(--color-white);
  border-radius: 12px;
  width: 560px;
  max-width: 95vw;
  max-height: 90vh;
  overflow-y: auto;
  padding: 40px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
}

.quiz-close {
  position: absolute;
  top: 16px;
  right: 20px;
  font-size: 28px;
  cursor: pointer;
  color: var(--color-text-light);
  background: none;
  border: none;
  line-height: 1;
  transition: color 0.2s ease;
}

.quiz-close:hover {
  color: var(--color-text);
}

.quiz-placeholder {
  text-align: center;
  color: var(--color-text-light);
  padding: 40px 0;
  font-size: 16px;
}

/* =========================================================
   АДАПТИВ — ПЛАНШЕТ (max-width: 768px)
   ========================================================= */
@media (max-width: 768px) {

  /* Навбар */
  .navbar__menu {
    display: none;
  }

  .navbar__cta {
    display: none;
  }

  .navbar__burger {
    display: block;
  }

  /* Hero */
  .hero {
    padding: 68px 0 60px;
  }

  .hero__inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .hero__image {
    display: none; /* скрываем картинку на мобильных */
  }

  .hero__title {
    font-size: 36px;
  }

  .hero__desc {
    font-size: 16px;
  }

  /* Trust strip */
  .trust-strip__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
  }

  .trust-strip__divider {
    display: none;
  }

  .trust-strip__item {
    padding: 16px 12px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  }

  .trust-strip__item:nth-child(odd) {
    border-right: 1px solid rgba(255, 255, 255, 0.2);
  }

  .trust-strip__big {
    font-size: 28px;
  }

  /* Сетки карточек */
  .cards-grid--3 {
    grid-template-columns: repeat(2, 1fr);
  }

  /* Section titles */
  .section-title {
    font-size: 28px;
  }

  /* CTA */
  .cta-block__title {
    font-size: 30px;
  }

  /* Footer */
  .footer__top {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 16px;
  }

  .footer__contacts {
    align-items: center;
  }

  .footer__links {
    text-align: center;
  }
}

/* =========================================================
   АДАПТИВ — МОБИЛЬНЫЙ (max-width: 480px)
   ========================================================= */
@media (max-width: 480px) {

  /* Hero */
  .hero {
    padding: 68px 0 48px;
  }

  .hero__title {
    font-size: 28px;
  }

  .hero__desc {
    font-size: 15px;
  }

  .hero__card {
    padding: 24px;
  }

  /* Trust strip */
  .trust-strip__big {
    font-size: 22px;
  }

  .trust-strip__small {
    font-size: 12px;
  }

  /* Карточки — 1 колонка */
  .cards-grid--3 {
    grid-template-columns: 1fr;
  }

  /* Section titles */
  .section-title {
    font-size: 24px;
  }

  /* Steps */
  .card--step .card__title {
    margin-top: 44px;
  }

  .card__step-num {
    font-size: 44px;
  }

  /* CTA */
  .cta-block {
    padding: 60px 0;
  }

  .cta-block__title {
    font-size: 24px;
  }

  .cta-block__desc {
    font-size: 15px;
  }

  /* Sections */
  .for-whom,
  .how-it-works,
  .conditions,
  .why-us {
    padding: 60px 0;
  }

  /* Section header */
  .section-header {
    margin-bottom: 32px;
  }

  /* Модал */
  .quiz-container {
    padding: 28px 20px;
  }
}

/* =========================================================
   КВИЗ
   ========================================================= */

/* Заголовочная часть с прогрессом */
.quiz-header {
  margin-bottom: 28px;
}

.quiz-step-label {
  font-size: 13px;
  color: var(--color-text-light);
  margin-bottom: 8px;
}

.quiz-progress-bar {
  width: 100%;
  height: 4px;
  background: #E5E7EB;
  border-radius: 2px;
  overflow: hidden;
}

.quiz-progress-fill {
  height: 100%;
  background: var(--color-accent);
  border-radius: 2px;
  transition: width 0.3s ease;
}

/* Заголовок и подзаголовок шага */
.quiz-title {
  font-size: 22px;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 8px;
  line-height: 1.3;
}

.quiz-subtitle {
  font-size: 15px;
  color: var(--color-text-light);
  margin-bottom: 24px;
  line-height: 1.5;
}

/* Варианты ответа */
.quiz-options {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.quiz-option {
  width: 100%;
  padding: 16px 20px;
  border: 2px solid #E5E7EB;
  border-radius: 8px;
  background: var(--color-white);
  text-align: left;
  cursor: pointer;
  font-size: 15px;
  font-family: inherit;
  color: var(--color-text);
  transition: all 0.2s ease;
  line-height: 1.4;
}

.quiz-option:hover {
  border-color: var(--color-accent);
  background: rgba(45, 106, 79, 0.04);
}

.quiz-option.selected {
  border-color: var(--color-accent);
  background: rgba(45, 106, 79, 0.08);
  color: var(--color-primary);
}

/* Кнопки навигации */
.quiz-btn-next {
  margin-top: 20px;
  width: 100%;
  padding: 14px;
  background: var(--color-accent);
  color: var(--color-white);
  border: none;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  transition: background-color 0.2s ease;
}

.quiz-btn-next:hover:not(:disabled) {
  background: var(--color-accent-hover);
}

.quiz-btn-next:disabled {
  background: #9CA3AF;
  cursor: not-allowed;
}

.quiz-btn-back {
  display: block;
  background: none;
  border: none;
  color: var(--color-text-light);
  cursor: pointer;
  font-size: 14px;
  font-family: inherit;
  padding: 8px 0;
  margin-top: 8px;
  transition: color 0.2s ease;
}

.quiz-btn-back:hover {
  color: var(--color-text);
}

/* СТОП-экран */
.quiz-stop {
  text-align: center;
  padding: 20px 0;
}

.quiz-stop-icon {
  font-size: 48px;
  line-height: 1;
}

.quiz-stop-title {
  font-size: 20px;
  font-weight: 600;
  color: var(--color-text);
  margin: 16px 0 8px;
  line-height: 1.3;
}

.quiz-stop-text {
  color: var(--color-text-light);
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 24px;
}

.quiz-stop-btn {
  padding: 12px 32px;
  background: var(--color-accent);
  color: var(--color-white);
  border: none;
  border-radius: 8px;
  cursor: pointer;
  font-size: 15px;
  font-family: inherit;
  font-weight: 600;
  transition: background-color 0.2s ease;
}

.quiz-stop-btn:hover {
  background: var(--color-accent-hover);
}

/* =========================================================
   КВИЗ — ФОРМА КОНТАКТОВ
   ========================================================= */

/* Поля формы */
.quiz-input {
  display: block;
  width: 100%;
  padding: 14px 16px;
  border: 2px solid #E5E7EB;
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  color: var(--color-text);
  background: var(--color-white);
  margin-bottom: 12px;
  outline: none;
  transition: border-color 0.2s ease;
  appearance: none;
}

.quiz-input:focus {
  border-color: var(--color-accent);
}

.quiz-input.error {
  border-color: #EF4444;
}

/* Кнопка отправки формы */
.quiz-submit-btn {
  display: block;
  width: 100%;
  padding: 16px;
  background: var(--color-accent);
  color: var(--color-white);
  border: none;
  border-radius: 8px;
  font-size: 16px;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  margin-top: 8px;
  transition: background-color 0.2s ease, opacity 0.2s ease;
}

.quiz-submit-btn:hover:not(:disabled) {
  background: var(--color-accent-hover);
}

.quiz-submit-btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

/* Текст согласия под кнопкой */
.quiz-agree-text {
  font-size: 12px;
  color: var(--color-text-light);
  text-align: center;
  margin-top: 8px;
  line-height: 1.5;
}

.quiz-agree-link {
  color: var(--color-accent);
  text-decoration: underline;
}

/* Информационный блок "Ситуация подходит" */
.quiz-info-box {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: rgba(45, 106, 79, 0.06);
  border-radius: 8px;
  padding: 16px;
  margin-bottom: 24px;
  font-size: 14px;
  color: var(--color-primary);
  font-weight: 500;
  line-height: 1.5;
}

.quiz-info-box__icon {
  font-size: 20px;
  flex-shrink: 0;
  line-height: 1.3;
}

/* =========================================================
   КВИЗ — ЭКРАН УСПЕХА
   ========================================================= */
.quiz-success-icon {
  font-size: 64px;
  text-align: center;
  display: block;
  margin: 0 auto 16px;
  line-height: 1;
}

.quiz-success-title {
  font-size: 24px;
  font-weight: 700;
  color: var(--color-text);
  text-align: center;
  margin-bottom: 12px;
}

.quiz-success-text {
  color: var(--color-text-light);
  font-size: 15px;
  text-align: center;
  line-height: 1.6;
  margin-bottom: 4px;
}

/* =========================================================
   КВИЗ — ШАГ 9 (метки блоков и заметка о залоге)
   ========================================================= */
.quiz-block-label {
  font-size: 15px;
  font-weight: 600;
  color: var(--color-text);
}

.quiz-collateral-note {
  font-size: 14px;
  color: var(--color-accent);
  margin-top: 24px;
  font-weight: 500;
}

/* =========================================================
   КВИЗ — ЧЕКБОКС СОГЛАСИЯ
   ========================================================= */
.quiz-consent-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 14px;
  cursor: pointer;
}

.quiz-consent-checkbox {
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  margin-top: 2px;
  accent-color: var(--color-accent);
  cursor: pointer;
}

.quiz-consent-text {
  font-size: 12px;
  color: var(--color-text-light);
  line-height: 1.55;
}

.quiz-consent-email {
  color: var(--color-text-light);
  font-style: normal;
}

@media (max-width: 480px) {
  .quiz-consent-checkbox {
    width: 20px;
    height: 20px;
    min-width: 20px;
    min-height: 20px;
  }
  .quiz-consent-text {
    font-size: 11px;
  }
}

/* =========================================================
   СТРАНИЦА ПОЛИТИКИ КОНФИДЕНЦИАЛЬНОСТИ
   ========================================================= */
.privacy-page {
  background: var(--color-bg);
  min-height: 100vh;
}

.privacy-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 40px 20px 80px;
}

.privacy-content h1 {
  font-size: 28px;
  font-weight: 800;
  color: var(--color-text);
  margin-bottom: 6px;
  line-height: 1.25;
}

.privacy-meta {
  font-size: 14px;
  color: var(--color-text-light);
  margin-bottom: 40px;
}

.privacy-content h2 {
  font-size: 17px;
  font-weight: 700;
  color: var(--color-text);
  margin: 36px 0 12px;
}

.privacy-content p,
.privacy-content li {
  font-size: 15px;
  color: #374151;
  line-height: 1.75;
  margin-bottom: 10px;
}

.privacy-content ul {
  padding-left: 0;
  list-style: none;
}

.privacy-content ul li::before {
  content: '— ';
  color: var(--color-text-light);
}

.privacy-consent-block {
  background: var(--color-white);
  border: 2px solid var(--color-accent);
  border-radius: 12px;
  padding: 32px;
  margin-top: 48px;
}

.privacy-consent-block h2 {
  font-size: 19px;
  color: var(--color-primary);
  margin-top: 0;
}

.privacy-consent-block p,
.privacy-consent-block li {
  font-size: 14px;
  color: #374151;
}

.privacy-divider {
  border: none;
  border-top: 1px solid #E5E7EB;
  margin: 40px 0;
}

@media (max-width: 480px) {
  .privacy-content h1 {
    font-size: 22px;
  }

  .privacy-content h2 {
    font-size: 16px;
  }

  .privacy-consent-block {
    padding: 20px 16px;
  }
}

/* =========================================================
   НОВЫЕ СЕКЦИИ — ДРУГИЕ ПРОДУКТЫ, ЗАЛОГ, SEO/FAQ
   ========================================================= */

/* Ссылки внутри карточек */
.card__link {
  color: var(--color-accent);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.card__link:hover {
  color: var(--color-accent-hover);
}

/* 4-колонная сетка условий */
.cards-grid--4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

/* Другие финансовые продукты */
.other-products {
  padding: 60px 0;
}

/* Критерии залога */
.collateral-criteria {
  padding: 60px 0;
  background: var(--color-white);
}

/* Две колонки залога */
.collateral-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 8px;
}

.collateral-accept,
.collateral-warning {
  border-radius: 8px;
  padding: 24px;
}

.collateral-accept {
  background: rgba(45, 106, 79, 0.06);
  border: 1px solid rgba(45, 106, 79, 0.2);
}

.collateral-warning {
  background: rgba(220, 53, 69, 0.05);
  border: 1px solid rgba(220, 53, 69, 0.2);
}

.collateral-accept__title,
.collateral-warning__title {
  font-size: 15px;
  font-weight: 600;
  margin-bottom: 14px;
}

.collateral-accept__title {
  color: var(--color-accent);
}

.collateral-warning__title {
  color: #c0392b;
}

.collateral-accept__list,
.collateral-warning__list {
  list-style: disc;
  padding-left: 18px;
}

.collateral-accept__list li,
.collateral-warning__list li {
  font-size: 14px;
  color: var(--color-text);
  margin-bottom: 8px;
  line-height: 1.5;
}

.collateral-accept__list li:last-child,
.collateral-warning__list li:last-child {
  margin-bottom: 0;
}

/* SEO + FAQ блок */
.seo-faq {
  padding: 64px 0;
  background: var(--color-bg);
  border-top: 1px solid #E5E7EB;
}

.seo-faq__inner {
  max-width: 820px;
  margin: 0 auto;
}

.seo-faq__title {
  font-size: 22px;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 16px;
  margin-top: 40px;
}

.seo-faq__title:first-child {
  margin-top: 0;
}

.seo-faq__subtitle {
  font-size: 17px;
  font-weight: 600;
  color: var(--color-text);
  margin-top: 28px;
  margin-bottom: 8px;
}

.seo-faq__text {
  font-size: 15px;
  color: var(--color-text-light);
  line-height: 1.7;
  margin-bottom: 12px;
}

.seo-faq__link {
  color: var(--color-accent);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.seo-faq__link:hover {
  color: var(--color-accent-hover);
}

/* FAQ аккордеон */
.faq-list {
  margin-top: 24px;
}

.faq-item {
  border-bottom: 1px solid #E5E7EB;
}

.faq-item:last-child {
  border-bottom: none;
}

/* Кнопка-вопрос */
.faq-item__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  color: var(--color-text);
  padding: 20px 0;
  cursor: pointer;
  line-height: 1.4;
  gap: 12px;
  transition: color 0.2s;
}

.faq-item__q:hover {
  color: var(--color-primary);
}

.faq-item__arrow {
  font-size: 12px;
  flex-shrink: 0;
  transition: transform 0.25s ease;
  color: var(--color-text-light);
}

.faq-item__q[aria-expanded="true"] .faq-item__arrow {
  transform: rotate(180deg);
}

/* Ответ — скрыт по умолчанию */
.faq-item__a {
  font-size: 14px;
  color: var(--color-text-light);
  line-height: 1.65;
  padding: 0 0 20px;
  overflow: hidden;
}

.faq-item__a[hidden] {
  display: none;
}

.faq-item__a a {
  color: var(--color-accent);
  text-decoration: underline;
}

/* Экран успеха — блок подготовки документов */
.quiz-success-prepare {
  background: rgba(45, 106, 79, 0.06);
  border-radius: 8px;
  padding: 16px 20px;
  margin: 16px auto 0;
  max-width: 360px;
  text-align: left;
}

.quiz-success-prepare__title {
  font-size: 13px;
  font-weight: 600;
  color: var(--color-primary);
  margin-bottom: 10px;
  line-height: 1.4;
}

.quiz-success-prepare__list {
  list-style: disc;
  padding-left: 16px;
}

.quiz-success-prepare__list li {
  font-size: 13px;
  color: var(--color-text);
  margin-bottom: 6px;
  line-height: 1.5;
}

.quiz-success-link {
  color: var(--color-accent);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.quiz-success-link:hover {
  color: var(--color-accent-hover);
}

/* Адаптив новых блоков */
@media (max-width: 768px) {
  .cards-grid--4 {
    grid-template-columns: repeat(2, 1fr);
  }
  .seo-faq__title {
    font-size: 19px;
  }
  .collateral-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .cards-grid--4 {
    grid-template-columns: 1fr;
  }
  .seo-faq__text {
    font-size: 14px;
  }
  .faq-item__q {
    font-size: 15px;
  }
  .collateral-accept__list li,
  .collateral-warning__list li {
    font-size: 13px;
  }
}